How Much Does an Instrument Rating Cost?

An instrument rating usually costs $9,000 to $15,000 on top of your private certificate. It is almost entirely instrument instruction, so the cost is driven by how many hours of dual and simulator time you need to fly approaches well enough to pass.

Typical cost

$9,000 – $15,000

Added on top of your private certificate

A range, not a promise. Your number depends on your aircraft, region, and how often you fly. The free calculator gives you a figure tied to all three.

How we estimate this →
Samip Shah
Written by · founder of PilotBoundUpdated July 2026

Instrument cost breakdown: what you are paying for

Instrument Rating cost breakdown by line item
ItemTypical cost
Aircraft and simulatorThe FAA minimum is 40 hours of instrument time. Some can be flown in a cheaper simulator or AATD.Varies
InstructionMost instrument time is flown dual, so the instructor is a large share of the bill.Varies
Knowledge testThe FAA instrument written.~$175
Checkride / DPE feeThe examiner's fee for your practical test.$600–$900
Charts and appsAn instrument chart and approach-plate subscription.~$200

There is no reliable public dataset for how many hours an instrument rating actually takes, so any single number is a guess. We start from the FAA minimum and a wide range, and the PilotBound app sharpens it from your own logged approaches.

What drives the cost

  • Hours flown. The 40-hour minimum is a floor, not an average.
  • How often you fly. Instrument skills fade fast, so infrequent training adds hours.
  • Simulator vs aircraft. AATD time is much cheaper than aircraft time.
  • Aircraft choice and region.

How to keep it down

  • Use a simulator or AATD for procedures and instrument scan.
  • Fly frequently so approach skills stick.
  • Pass the instrument written before you start flying.

Next leg · Your plan

Turn this into a plan you can follow.

Your instrument rating cost is the starting line. The free plan maps every step to the checkride with this number built in, one step at a time.

Instrument Rating cost questions

Can I use a simulator to lower the cost?

Yes. A portion of the required instrument time can be flown in an approved simulator or AATD, which costs far less than aircraft time and is excellent for procedures.

How many hours does an instrument rating take?

The minimum is 40 hours of instrument time, but there is no trustworthy public average. Plan for a range rather than a single number, and let your logged hours sharpen the estimate.

Sources for these figures

The instrument rating ranges above are anchored to public, citable data, not flight-school marketing. Here is what backs them.

  • 14 CFR Part 61, Aeronautical Experience (eCFR)

    U.S. FAA

    The legal minimum hours for each certificate and rating (40 hours for a private pilot, 40 instrument hours for the instrument rating, 1,500 for an ATP). We use these as a disclosed floor where no reliable completion average exists.

  • Pilot License Cost

    AOPA

    National cost ranges and the fact that roughly 80 to 85 percent of the total is aircraft rental and instruction, which is why total hours drive the number.

See the full methodology and source list →