PilotBound estimate · Zephyrhills, FL · Checked September 12, 2026

What flight training at Central Florida Flight Training costs

Website centralfloridaft.com

Phone (813) 291-0477

Section 1Cost estimate

Your plan

Estimate cost to reach

Flying

Two-seat, the lowest-cost line.

PilotBound estimate · Private

Examiner data

Cost of your Private at Central Florida Flight Training

$14,495

range $12.5K – $16.5K · about 6 months at 2×/week

Priced on Central Florida's published rates: Cessna 150M at $120/hr + $60/hr instruction, checked September 12, 2026.

Against a minimums quote

at the FAA legal minimums$9,095
at the hours students actually take$14,495

+$5,400 on Central Florida's own rates. Quotes usually price the 40-hour minimum; almost nobody finishes there.

Where it goes

$12.5K – $16.5K
Aircraft rental$8,640
Instruction$3,480
One-time costs$2,375
Aircraft + instruction$12,120
72 hrs in Cessna 150M @ $120/hr + 58 dual @ $60/hr

One-time fees ($2,375)

  • Knowledge (written) test$175
  • Checkride / DPE fee$800
  • Medical certificate$150
  • Headset$700
  • Ground school / test prep$300
  • Books, charts & supplies$250
Hours at a steady pace72 hrs

Examiner records (DPE dataset).

The hourly flying is priced on Central Florida Flight Training's published rates. About $2,375 of this is one-time fees (written test, examiner/DPE checkride, medical, gear), typical national estimates, not Central Florida Flight Training's prices, and several are set by third parties.

Estimates use PilotBound's own completion-hours model, examiner-completion data where it exists and FAA minimums where it does not, applied to each school's published rates. They are PilotBound estimates, not the school's quote, and will differ from a school's own figures. Full methodology and sources →

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Section 2The rate card

What Central Florida publishes

checked September 12, 2026
Cessna 172The primary trainer.$160/hr wet
Cessna 150MTwo-seat, the lowest-cost line.$120/hr wet
Cessna 150 AerobatAerobatic two-seater.$120/hr wet
Cessna 182 (TAA, 300HP)The school publishes this airplane at $325/hr wet including the required CFII, dual only with no solo. The $265 is that figure less the school's flat $60/hr instruction. The complex/TAA airplane for the commercial.$265/hr wet
Instruction$60/hr

The Cessna 182 (Technically Advanced, 300HP) used for the commercial's complex/TAA hours is $325/hr wet including the required CFII, and is not available for solo flight.

The examiner's checkride fee is not on this card: the examiner sets it, not the school. The estimate above includes PilotBound's own figure for it.

Section 3Discovery flight

$100

Checked September 14, 2026

Includes a pilot logbook.

Discovery flight prices in Florida

Section 4Paying for it

Two ways to cover $14,495.

Win what you can first, then borrow only what is left. Neither figure assumes anything about you: one is what our scholarship directory holds, the other is what the lenders publish.

Money you keepScholarships you could apply for51 open to anyone, plus 2 in Florida. Top awards reach $22,200.
53
Money you pay backLenders that cover $14,495All six lenders in our comparison lend this much. That is whether a loan this size is on offer, not whether you would be approved.
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Section 5Add to my plan

Turn this into a plan.

Your $14,495 is the starting line. Turn it into a route to your checkride, every step in order with this cost built in.

Add to my plan

Section 6In the app

Track it against Central Florida's rates.

Central Florida Flight Training's rate card is in the PilotBound app. Choose Central Florida when you set up and the app prices your training at its rates, then tracks every flight you log against the projection.

Download on the App Store

Section 7What to ask

What to ask when you call

What turns an hourly rate into a real bill.

  1. What gets billed on top of the hourly rates, and roughly how much per hour does it add?

    The site notes extras beyond the hourly figures. Ask for the all-in number per hour, not the base rate.

  2. Does the instructor rate change for the Instrument, Commercial, or CFI, or is it flat across everything?

    Plenty of schools charge more for advanced instruction. A flat rate quoted for the Private can climb later.

  3. Do you offer block rates or prepay discounts, and what is the refund policy if I stop partway?

    Block discounts are common and rarely published. The refund terms matter more than the discount.

  4. What do you charge for the written test, the checkride, and the examiner's fee?

    The DPE fee alone runs $800 to $1,200 in most of the country and is almost never in a quoted hourly rate.

  5. How many trainers and how many full-time instructors do you have right now?

    Availability decides your pace, and pace decides your total more than the hourly rate does.

Section 8Questions

How much does it cost to get a private pilot license at Central Florida Flight Training?
Central Florida Flight Training publishes $120 per hour for the Cessna 150M and $60 per hour for instruction on it, checked September 12, 2026. Applied to those published rates, PilotBound estimates a private pilot certificate at about $14,495, in a range of $12,500 to $16,500. That covers roughly 72 hours of flying and instruction plus the one-time fees most quotes leave out, including the written test, the examiner's checkride fee, a medical, and study materials. It is a PilotBound estimate built on the school's published rates, not a quote from Central Florida Flight Training.
How long does it take to get a private pilot license at Central Florida Flight Training?
Flying twice a week, PilotBound estimates about 6 months at Central Florida Flight Training to reach the private pilot checkride, at roughly 72 hours. Pace is the single biggest variable: flying once a week typically stretches the timeline and raises the total, because time between lessons gets spent re-learning. Weather, aircraft availability, and instructor turnover all push the same direction.
Is Central Florida Flight Training a Part 61 or Part 141 flight school?
Central Florida Flight Training trains under Part 61, the flexible path. There is no FAA-approved syllabus to follow, so lessons can be scheduled around your life and adapted to your pace. The tradeoff is a slightly higher paper minimum for the private certificate (40 hours versus 35) and, for most students, no VA benefit eligibility.
Do Central Florida Flight Training's aircraft rates include fuel?
Central Florida Flight Training publishes $120 per hour for the Cessna 150M, a wet rate, so fuel is included in the hourly figure. A wet rate is the easier one to compare, because the number you see is the number you fly on. Rates checked September 12, 2026.
What ratings can you train for at Central Florida Flight Training?
Central Florida Flight Training trains Private Pilot, Instrument Rating, Commercial Pilot and Flight Instructor. Instruction is $60 per hour across the ratings it teaches. PilotBound's estimator on this page prices any of these paths on Central Florida Flight Training's own published rates.

Section 9Sources

Estimates use Central Florida Flight Training's published Cessna 150M and instructor rates (checked September 12, 2026), shown in USD for planning only. Real cost varies by student, weather, and pace. A range, not a quote.

PilotBound is not affiliated with, endorsed by, or sponsored by Central Florida Flight Training. School names are used only to identify the school. Estimates use PilotBound's own completion-hours model, examiner-completion data where it exists and FAA minimums where it does not, applied to each school's published rates. They are PilotBound estimates, not the school's quote, and will differ from a school's own figures. Disclaimer & removal policy.

Are you Central Florida? Every figure here is yours, shown with its source and date.

2 other schools fly from Zephyrhills Municipal Airport.

1 of them publishes at least one rate. ZPH is the identifier to give when you ask.

Other Florida flight schools

All Florida flight schoolsAll Zephyrhills flight schools

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